| BUSINESS ACCOUNT OPTIONS |
| Who Should Consider |
| Free Small Business |
Small Business Plus |
Business Analysis |
Business Analysis/Sweep |
Business NOW |
| Any business with a low volume of transactions. No minimum monthly balance and no monthly maintenance fee. |
Any business who has a higher volume of transactions. Service charges may be avoided by maintaining $10,000 average collected balance. |
All of the features of Business Checking plus a comprehensive analysis of daily collected balances, activity and earnings credit. |
Generally for businesses with collected balances greater than $50,000. Excess funds are swept into an investment account that earns interest at current market rates.
Our Repurchase Agreement account is not FDIC insured. |
Any proprietorship, non-profit organization, or public entity. Interest is earned on collected balances at market rates. Earnings credit is not received. |
| Features and Benefits |
| Free Small Business |
Small Business Plus |
Business Analysis |
Business Analysis/Sweep |
Business NOW |
| Minimum $100 to open the account |
FREE ESB Online Banking
|
Minimum $100 to open the account |
Minimum $10,000 to open the account |
Minimum $100 to open the account |
FREE ESB Online Banking
|
Unlimited FREE Online ESB Business Bill Pay for the first 6 months*
|
Detailed breakdown of transactions and associated fees. Shows balance required to eliminate service charges. |
Balances over the target amount are swept daily into an investment account that earns current market rates. Funds are automatically transferred back to the account when balances fall below the target amount. |
Earns interest on the daily collected balance if the minimum balance is over $1,000. |
| Unlimited FREE Online ESB Business Bill Pay for the first 6 months* |
FREE VISA Business Check Card
|
Earnings Credit if a balance is maintained. |
Earnings Credit if a balance is maintained. |
No earnings credit on this account. |
| FREE VISA Business Check Card |
FREE initial check order up to $50 |
Check Images with end of month bank statement. |
Check Images with end of month bank statement. |
Check Images with end of month bank statement. |
| Check safekeeping |
$50 credit on check reorder per year |
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