"LX-tra" / Seniors
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  Benefits
  Trip Info
Benefits
Fred 620-340-9904
fredh@esbtrust.com
Karen 620-340-9913
karens@esbtrust.com
Kim 620-340-9903
kimb@esbtrust.com
The Spirited 50 account includes:
 

Unlimited check writing with statement images

 

Earns Interest with minimum Balance of $1,000*

  Must be 50 years of age or older
 

FREE Christmas Club w/ auto transfer

 

FREE small 2X5 Safe deposit box (subject to availability)

 

Discount on Consumer Loans with auto transfer

 

First 200 ESB Logo Checks FREE per year

 

FREE Investment Consultation

 

FREE review of Trust Documents

 

FREE Initial Consultation for Estate Planning Services

 

Special CD rate offer

 

No charge for Notary Service

 

FREE ATM transactions at all ESB locations

 

ATM or Debit Card available

 

Direct Deposit available

 

FREE 24 -hour phone link

 

FREE Online banking

 

FREE Unlimited ESB Bill Pay with a minimum of 3 bills per calendar month

 

Visa Credit Card**

     
PLUS Spirited 50 Travel Club Savings
  You will have the opportunity to travel with people who share common interests and experiences, at preferential group rates.

$100 Minimum Deposit to Open

*ESB Financial uses the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The principal upon which interest will be paid will be the collected balance. The collected balance on any particular day is the ledger balance less any float connected with the current or previous day’s deposits.

**Subject to Credit Approval
Trust Services Investment Center CDs/IRAs
Savings Bond Calculator Reorder Checks Trip Info
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Emporia State Bank and Trust Company