Personal Banking
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Accounts
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Vehicle
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Home
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Loan
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Savings Accounts

Personal Bankers

Michael Jennifer Brenda Leslie
620-340-9962 620-340-9901 620-340-9915 620-340-9909
michaell@esbtrust.com jenniferbr@esbtrust.com brendap@esbtrust.com leslies@esbtrust.com
SAVINGS OPTIONS
Features and Benefits
Regular Savings Astro Savers Christmas Club Money Market
$50 Minimum Deposit
to open

No Monthly Fee with
$50 minimum balance

Less than $50-$1.00 per
month

3 debits per month free, $1.00 per transaction over 3

Interest compounds
monthly*

Early Closing Fee**

No Minimum Deposit to
Open

Available to children
under age 18

No Monthly Service
Charge

3 debits per month free, $1.00 per transaction over 3

Official certificate
and coin books

Receive birthday card
and gift

Quarterly drawing from
Astro Saver's Club
roster. Lucky winner
will have a star named
for them by the
International Star
Registry.

Interest compounds
monthly*

Early Closing Fee**

$50 Minimum Deposit
to open

Save automatically for
Christmas with ESB's
automatic transfer
Weekly, Bi-Weekly, and
Monthly transfers
available

Earns Regular Savings
Rates*

Less than $50-$1.00 per month

3 debits per month free, $1.00 per transaction over 3

No Monthly Fee with $50 minimum balance

Early Closing Fee**

$1000 Minimum
Deposit to open

No Monthly fee with $1000
Minimum Balance

Less than $1000-$5.00
per month

6 withdrawals per
month, 3 may be a
check. Over 6, $1.00 per
debit

Automated transfers or
payments are limited
to the above referenced
6 withdrawals.

Interest is compounded
monthly*

Available to all
individuals and business
firms, including
corporations.

No Maturity Date
No Early Withdrawal
Penalty

Early Closing Fee**

*ESB Financial uses the daily balance method to calculate interest on your account.
**Early Closing Fee of $30.00 if account is closed within 60 days after date opened.

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Emporia State Bank and Trust Company