| LOAN OPTIONS |
| Who Should Consider? |
| Installment Loans |
Lines of Credit |
Real Estate Loans |
Credit Cards |
Bridge Loans |
Whenever you need funding that will be repaid from future income.
For that new car, your kid's tuition, home improvement or that special vacation we offer a variety of repayment plans at competitive rates. |
The convenience of "writing yourself a loan" is available through a personal line of credit.
Use the equity in your home and receive potential tax benefit.
Take advantage of special bargains knowing that you are pre-approved. |
From construction to permanent, ESB offers expert assistance in designing a loan that can put you in the home of your dreams.
Construction loans are structured to protect your interest and our permanent loans offer the best rates in the market. |
Our Visa Card is accepted worldwide and affords you acceptance wherever you may travel.
No Annual Fee.
We offer competitive rates. Earn ScoreCard Bonus Points for Travel & Merchandise. |
Whenever there's a "timing" gap between your need for funds and the receipt of expected income, our short-term loans can provide the solution.
Whether you are selling your existing home or car, or just waiting for that tax return money, a bridge loan can provide the solution. |
| Features and Benefits |
| Installment Loans |
Lines of Credit |
Real Estate Loans |
Credit Cards |
Bridge Loans |
| A variety of repayment terms designed to fit your budget. |
Repayment amounts are based upon the amount of your loan balance. |
Short-term construction and permanent loan rates can be locked in.*
Permanent loan rates.* |
Credit lines up to $10,000 with minimum payments calculated on your average outstanding balance. |
Short-term and single payment loans are available. |
| Competitive fixed rate options and special discounts when your payment is automatically debited from your account. |
Interest rates are tied to the prime rate and can change monthly.
ESB Financial pays for the title insurance, appraisal and recording the mortgage. |
Interest rates can be fixed or adjustable. We also offer a seven year balloon product. Other fees may be assessed. |
A special introductory rate for the first six months and a low fixed rate thereafter.
Open your ESB Visa Card and Earn 100 Bonus Points. |
Competitive fixed rates. |
| Generally secured by personal assets such as a car or recreational vehicle. |
Generally secured by the equity in your home. |
Secured by a 1st mortgage on your principal residence or second residence. |
Unsecured and subject to qualification. |
Secured by real estate or personal assets. |
| One easy application with approval usually on the same day. |
One easy application and same day approval. Closing may be subject to a three day waiting period. |
The standard FNMA application is required. |
One easy application with approval usually in the same day.
Pay your Visa bill locally or online and have all your questions answered right here at ESB. |
The standard FNMA real estate application may be required. Annual financial statements required on unsecured loans. |
* For rates & terms contact ESB Mortgage Department.
