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Privacy Statement

At ESB Financial we respect your confidentiality and honor your trust. Your financial records and business dealings with us are confidential. Confidential information shall be used solely for banking purposes and will not be discussed with unauthorized persons.

Privacy Policy Notice
This notice accurately summarizes our policies and practices regarding the collection, use, retention, and security of nonpublic personal information concerning those customers of ours who obtain a financial product or service from us that is to be used primarily for personal, family or household purposes.

What Information We Disclose
We do not disclose, and do not reserve the right to disclose, nonpublic personal information about our customers or former customers to any affiliates or others, except as permitted by law. The law allows for the disclosure of certain nonpublic personal information to our affiliates and other under limited circumstances. Our affiliates are those that provide essential services to the bank for the completion of transactions you have initiated.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:

  • Information we receive from you on applications or other loan and account forms
  • Information about your transaction with us, our affiliates, or others; and,
  • Information we receive from third parties such as credit bureaus.

"Nonpublic personal information" means any personally identifiable financial information about you, including information about you on a list that is not publicly available.

Our Security Procedures
We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

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Emporia State Bank and Trust Company