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Your home is more than the place to live in — it's also an investment for you and your family. So we understand that home buying can become stressful.

Count on our team to match you with the right program. Our goal is to save you time and money, while simplifying the process along the way.

  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of financing programs available:
    • Fixed Rate Mortgages
    • Adjustable Rate Mortgages (ARMs)
    • Conventional Mortgages
  • Budget-friendly repayment terms, unique to your situation
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Helpful loan advisors with working knowledge of the local real estate market
  • Local processing for speed and efficiency
  • Personal, attentive service

Call one of our team members now for fast pre-qualification:

Brian DeWitt
Executive Vice President | Chief Lending Officer
NMLS #442568
ESB Financial – Emporia
620.340.9934

David Maldonado
Mortgage Loan Officer
NMLS #2335675
ESB Financial – Emporia
620.340.9933

Dylan Kelsheimer
Associate Vice President | Loan Officer
NMLS #2386085
ESB Financial – Manhattan
785.539.9909

Listings:

Research real estate for sale in Emporia or Manhattan online.

Homeownership Set-Aside Program 
Income up to 80% Area Median Income
Maximum subsidy - $15,000
Limited to First-Time Homebuyers

HOPE Program 
Income up to 150% Area Medium Income
Maximum Subsidy $12,500
Not Limited to First-Time Homebuyers

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