Kasasa Cash Back

Kasasa Cash Back


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It's time to cash in on this awesome checking account. Free Kasasa Cash Back® lets you earn 3% on debit card purchases. That means you could bring home an extra $108 a year (up to $9 a month) just in cash rewards.

But the rewards don't stop there. We'll refund your ATM withdrawal fees at any ATM in the nation (up to $20 per qualification cycle). And there's never a monthly service fee or minimum balance. Just do a few simple banking activities each month and your rewards are locked in.

  • Free checking that pays you back in cash
  • 3% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $9 cash back per month
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Option to link to free Kasasa Saver® for automatic savings
  • Have Kasasa Cash rewards transferred to Kasasa Saver
  • No minimum balance required to earn rewards
  • No monthly service fee
  • ESB Online Banking
  • ESB Mobile Banking
  • Free Visa® debit card
  • Free E-Statement with check images
  • $50 minimum deposit to open

How to Earn Up to $108 Per Year, Plus Refunds on ATM Fees

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 electronic deposit or withdrawal post and clear
  • Receive and review monthly E-Statements

That's it! And if for some reason you don't qualify, don't worry. Your account is still free. You can get back to earning your full rewards the very next monthly qualification cycle! 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly Direct Deposit/ACH Withdrawal and receipt of electronic statements are conditions of these accounts. Limit 1 account per social security number. Early closing fee of $30 if account is closed within 60 days after date opened. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.