Most banks charge you to have a checking account. Here at ESB Financial, we think it makes more sense to pay you. That's right, get paid really high interest with free Kasasa Cash® checking. We'll even refund your ATM withdrawal fees, nationwide (up to $20 per qualification cycle)!*

And there's no monthly maintenance fee or minimum balance to keep. All you have to do to earn your rewards are a few simple things each month. The best part? These things make banking easier anyway! Do you Kasasa®?

Do you currently have an account with ESB Financial?

Details
  • Free checking that pays high interest
    • 2.01% APY* on balances up to $10,000
    • 2.01% to 0.15% APY on balances over $10,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking & bill pay with a minimum of 3 monthly transactions
  • Free e-statements
  • Free mobile banking with mobile deposit
  • Free debit card
  • $50 minimum deposit to open

Here's how you qualify!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 10 debit card purchases
  • Enroll and receive e-statements

That's it! And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle!

Do you currently have an account with ESB Financial?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive APY of 2.01%; and balances over $10,000 earn 0.15% interest rate on the portion of balance over $10,000, resulting in a range from 0.15% to 2.01% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 06/22/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly Direct Deposit/ACH Withdrawal and receipt of electronic statements are conditions of these accounts. Limit 1 account per social security number. Early closing fee of $30 if account is closed within 60 days after date opened. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.